Breaking News: Bank of India Taiyari Mein!
India aur Pakistan ke beech tension badhne ke baad, ek bada update aaya hai. Department of Financial Services aur Reserve Bank of India ne Bank of India ko border branches aur ATMs mein cash rakhne aur cybersecurity ko strong karne ka advisory diya hai. Yeh sab Bank of India ke MD aur CEO, Rajneesh Karnatak ne bataya.
Kya hai yeh advisory?
Tension badhne ke karan, Bank of India ne border branches ke liye business contingency plans laga diye hain. Karnatak ne bataya ki RBI se cybersecurity ke bare mein kai advisories aa rahi hain, aur bank inko follow kar raha hai. Unhone bataya ki bank ke pass 24×7 resiliency centre hai aur business contingency planning (BCP) pehle se hi start hai.
Border Areas Mein Cash Ready!
Jammu & Kashmir, Gujarat, Rajasthan aur Punjab ke border areas mein bank ne apne branches ko cash rakhne ke instructions diye hain. Lekin abhi tak border branches mein cash withdrawals mein koi zyada badlav nahin dikha hai. Bank ke senior officers is whole situation par nazar rakh rahe hain.
Finance Minister Ki Meeting
Finance Minister Nirmala Sitharaman ne banking sector ki operational aur cybersecurity preparedness review karne ke liye ek meeting ki. Yeh meeting Pakistan dwara India par drone attacks ke baad hui.
Bank of India Ka Business Kaisa Chal Raha Hai?
Karnatak ne bataya ki is saal bank ko 12-13% loan growth aur 11-12% deposit growth ki umeed hai. March ke end mein, bank ka global loan book 13.7% badh kar 6.66 lakh crore rupees hua, aur deposits 10.7% badh kar 8.16 lakh crore rupees hue. Bank data centres, EV market aur power sector ko fund karne ki planning kar raha hai, aur renewable energy mein unka focus bahut zyada hai.
Corporate Loans Aur Margins
Bank ka corporate loan book 9.6% badh kar 2.40 lakh crore rupees hua. Bank sirf ‘A and above’ rating wali companies ko loan de raha hai, aur manufacturing sector mein ‘A and below’ rated firms ko bhi loan de raha hai. Bank ko fiscal 2026 mein NIM around 2.75% ki umeed hai, lekin agar RBI repo rate 50 bps kam kar deta hai toh yeh 20 basis points kam ho sakta hai. MTNL ko diye hue 1000 crore rupees ke loan ko recover karne ki planning bhi chal rahi hai.
Conclusion: Tayyari Bahut Zaroori Hai!
Yeh sab updates se saaf hai ki tension ke time mein, banking sector ko apni preparedness strong rakhni bahut important hai. India ki safety aur economy, dono ke liye yeh kadam zaroori hain.
