ICICI Lombard ke Q4 Result: Kuchh Achha, Kuchh Bura!
ICICI Lombard General Insurance ne apne January-March quarter ke results jaari kar diye hain, aur picture thodi mixed hai. Net profit mein thodi kami hui hai, lekin premium income mein achhi growth dekhi gayi hai. Samajhne ki koshish karte hain kya hua.
Net Profit Mein Girftar!
Company ka net profit is quarter Rs 510 crore raha, jo ki pichhle saal ke same quarter ke Rs 520 crore se 1.9% kam hai. Yeh sunke thoda disappointment ho sakta hai, lekin ghabraane ki baat nahin hai. Aage dekhiye kya hua.
Premium Income Mein Uchal!
Ek achhi khabar yeh hai ki net premium earned kaafi badha hai. Yeh Rs 5,226 crore pahunch gaya hai, jo ki pichhle saal ke Rs 4,368 crore se 19.6% zyada hai! Yeh ek positive sign hai, showing company’s growth.
Gross Premium Mein Bhi Tezi!
Gross premium bhi achha performance dikha raha hai. It has risen by 10.2% to Rs 6,903.9 crore, compared to Rs 6,263.1 crore in the year-ago period. Yeh growth future prospects ke liye promising hai.
Underwriting Loss Par Ek Nazar
Underwriting loss thoda kam hua hai is quarter. It stood at Rs 209.7 crore, compared to Rs 235.6 crore a year ago. Though it’s still a loss, the reduction is a positive indicator.
Combined Ratio – Ek Important Metric
Combined ratio, jo ki company ki profitability ko measure karta hai, yeh 102.5% raha, jo ki pichhle saal ke 102.3% se thoda zyada hai. This increase by 20 basis points is something to note, indicating a slight dip in profitability.
Dividend Ki Khush Khabri!
ICICI Bank ki is subsidiary ne eligible shareholders ke liye Rs 7 per share ka final dividend declare kar diya hai, for the year ended March 31, 2025. Par, yeh AGM (Annual General Meeting) ke approval ke baad hi milega.
Stock Market Reaction – Tezi Se Upar!
Results aane se pehle, ICICI Lombard ke shares National Stock Exchange par 6.05% up the aur Rs 1,822.60 par close hue. Benchmark Nifty 50 mein sirf 2.19% ki hi badhottari hui thi! Past 12 months mein stock 11.8% aur year-to-date 1.95% up hai.
Overall – Mixed Bag!
Toh, overall picture mixed hai. Profit mein thodi kami hui, lekin premium income mein strong growth dekhne ko mili. Investors ko future growth ke signs dikh rahe honge. Yeh latest business news hai jisse aapko aware hona chahiye.
