Interest Rates Reduced: Kya scene hai?
Arey, ICICI Bank ne apne savings account ke interest rate ko 25 basis points ghata kar 2.75% kar diya hai. Yeh change Wednesday se effective hai. Agar aapke account mein 50 lakh se kam hai, toh aapko 2.75% interest milega. Aur agar 50 lakh se zyada hai, toh 3.25% interest milega.
Axis Bank ne bhi kiya same to same
Axis Bank ne bhi Tuesday ko apne savings account ke interest rate ko 25 basis points ghata kar 2.75% kar diya hai. Yeh sab RBI ke Monetary Policy Committee ke decision ke baad ho raha hai. Unhone bhi last week interest rate ko 25 basis points ghata kar 6.00% kar diya tha.
Aur bhi banks kar chuke hain yeh kaam
HDFC Bank ne 12 April ko savings account ke interest rate ko 2.75% aur fixed deposit rates ko 40 basis points tak ghata diya tha. SBI, Kotak Mahindra Bank, Bank of India, aur Yes Bank jaise bade banks bhi deposit rates kam kar chuke hain.
Banks ko kya fayda?
Savings account ka interest rate kam karne se banks ka cost of funds kam ho jayega. Isse unke net interest margins badhenge.
Aage kya hoga?
Analysts ka kehna hai ki aur bhi banks savings account ke interest rate kam karenge. Dekhte hain kya hota hai!
Impact on Customers
Yeh news un sabhi ke liye important hai jinke paas savings account hai. Interest rate kam hone se aapki kamai thodi kam ho sakti hai. Lekin agar aap investments ke different options explore karoge, toh aapko better returns mil sakte hain.
Expert Opinion
Financial expert Mr. Sharma kehte hain, “Interest rates kam hona ek common trend hai globally. Aise time mein, investors ko different investment options ke bare mein sochna chahiye.”
Kya aapko pata hai?
IndusInd Bank ko derivative gaps ki wajah se 1,979 crore ka nuksan hua hai. Aur unhone iski external probe bhi shuru kar di hai.
Conclusion
So, yeh latest updates hain banking sector se. Stay tuned for more financial news and analysis!
