Kisan Credit Card (KCC): Kya hai yeh?
Achcha, bhaiyo aur behno, aaj baat karenge ek aise scheme ki jo desh ke kisaano ke liye boon hai. Humare desh ki jaan, kisaano ko mazboot banane ke liye, sarkar ne bahut saari yojnaein chala rahi hai. In sabmein se ek sabse popular scheme hai Kisan Credit Card (KCC). Yeh scheme unhe loan lene mein madad karti hai, jisse woh apne khet mein behtar saamaan, beej aur machine kharid sakte hain.
KCC: Loan limit badh gaya!
Budget 2025 mein, Finance Minister Nirmala Sitharaman ne KCC ki limit badha kar 3 lakh se 5 lakh kar di hai! Yeh toh bada update hai! Ab kisaano ko zyada loan mil payega, aur woh apna business aur bhi bada kar payenge.
Kya aapko bhi chahiye KCC?
KCC lene ke liye, aap online ya offline, dono tarike se apply kar sakte hain. Online apply karna bahut easy hai. Aap apne bank ki website pe jaakar apply kar sakte hain. Offline apply karne ke liye, aap apne paas ke bank branch ja sakte hain. Sab documents leke jaana mat bhulna!
Kon kon le sakta hai KCC?
KCC kisi bhi kisaan ke liye hai jo khud ki kheti karta hai. Tenant farmers, oral lessees, share croppers, Self Help Groups (SHGs) aur Joint Liability Groups (JLGs) bhi apply kar sakte hain.
KCC ke fayde?
Is scheme se kisaano ko short-term loans milte hain, jisse woh apni kheti ke saare kaam kar sakte hain. Post-harvest expenses ke liye bhi loan mil sakta hai. Medium to long-duration crops jaise ki horticultural flowers, aromatic plants, plantation crops aur medicinal plants ke liye bhi loan milta hai. 2% interest subvention aur 3% Prompt Repayment Incentive bhi hai, matlab loan par kam interest dena hoga! Reports ke mutaabik, December 31, 2024 tak, 1,08,336.78 crore rupees ke claims Kisan Rin Portal (KRP) se process hue hain! 5.9 crore se zyada kisaan iska fayda utha rahe hain.
