Mumbai mein Ghar ka Sapna: Reality Check!
Mumbai, ek aisa shahar jahan har koi apna ghar chahta hai. Lekin, yahan match-box jaise apartments bhi luxury price tag ke saath aate hain! Yeh koi nayi baat nahi hai, lekin recent developments ne is problem ko aur bhi badha diya hai. Redevelopment projects, jo modern living spaces ka vaada karte hain, properties ko aur bhi mahanga bana rahe hain aur rental costs bhi badh rahe hain. Aise mein, property kharidne ya rent par lene se pehle, thoda caution toh banta hai.
Redevelopment Boom aur Badhte Kiraye
Chintan Vasani, partner at Wisebiz Developers, ka kehna hai ki market mein enter karne se pehle documents ko thoroughly check karna chahiye. Mumbai ke rental market par redevelopment ka sabse bada impact pada hai. Vasani batate hain, “Rentals 40% tak badh gaye hain.” Unke anusaar, lagbhag 3,000 buildings already redevelopment ke under hain, aur 6,000–7,000 buildings is process mein jaane wale hain. Iska matlab hai ki kareeb 10,000 buildings construction ke under hain aur logon ko rent par ghar chahiye. Vasani ka kehna hai ki yeh phenomenon Mumbai aur Pune mein hi zyada dekhne ko milta hai.
Property Kharidne ya Rent Par Lene se Pehle Checklist
Property kharidte ya rent par lete time kuch baaton ka dhyan rakhna zaroori hai. Vasani ke anusaar, sabse pehle chain document ko dekhe, jo property ke ownership ko track karta hai. Encumbrance certificate bhi important hai, jo yeh confirm karta hai ki property par koi legal dues toh nahi hain. Society ya bank se no objection letter lena bhi zaroori hai. Vasani strongly suggest karte hain ki ek lawyer aur chartered accountant se guidance zaroor leni chahiye.
Home Loan Lene se Pehle
Agar aap home loan lene ka soch rahe hain, toh bank ka sanction ek informal green light ki tarah kaam kar sakta hai. Vasani ka kehna hai ki bank saare checks run karega aur agar woh loan sanction kar rahe hain, toh iska matlab hai ki ground well set hai.
Market ki Jankari Zaroori Hai
Legalities ke alawa, market ki pulse ko samajhna bhi zaroori hai. Vasani ke anusaar, property kharidne se pehle yeh samajhna zaroori hai ki woh market pichle kuch mahino mein kaise grow hua hai. Ismein area ke prevailing rates aur redevelopment ki potential ko assess karna bhi shaamil hai. Isliye, Mumbai mein property kharidne ya rent par lene se pehle, saari cheezein thoroughly check kar lein!
