The cost of IVF is a significant barrier for many couples trying to conceive. While the NHS offers some financial support, 63% of individuals seeking fertility treatments must fund them themselves, with an average expense of £13,750. This financial burden, coupled with the rising cost of living, leaves many couples unable to pursue IVF treatment. Alex Holder, author of ‘Open Up: Why Talking About Money Will Change Your Life,’ highlights the stark reality: ‘People undergoing IVF treatment are more likely to have spent over £15,000 to have a miscarriage than a successful pregnancy.’
However, there is a glimmer of hope for those navigating the complex world of IVF. Access Fertility offers refunds for unsuccessful rounds of IVF, alleviating the financial strain for couples who may face multiple setbacks. Rosie Comb-Clark and her husband Paul, facing the daunting prospect of private IVF, opted for Access Fertility’s refund package. At 38, Rosie’s chances of a successful IVF cycle were 19%, but Access Fertility offered a 50% refund for unsuccessful rounds. The couple saw this as a lifeline, providing them with a financial safety net in case their IVF journey was not immediately successful.
Despite the financial reassurance, the emotional toll of multiple failed IVF rounds was undeniably difficult. Rosie highlights the lack of support she encountered, especially during the early stages, as she grappled with the emotional rollercoaster of IVF. The couple remained determined, utilizing their remaining rounds and a frozen embryo transfer. After three unsuccessful attempts, they received their 50% refund, totaling £5,975. This financial boost allowed them to reinvest in another two-round IVF package, which ultimately proved crucial in their journey.
While Access Fertility’s multi-cycle program offered a cost-effective solution, Rosie’s age made her ineligible for further refunds. The impact of Access Fertility is undeniable, having refunded over £16,000,000 to women facing unsuccessful IVF journeys. While banks may not offer specialized eligibility criteria for IVF loans based on Access Fertility’s refund policies, these refunds can undoubtedly help couples manage debt associated with IVF treatment.
Tragically, Rosie experienced a miscarriage during her fourth IVF cycle, a devastating blow that tested her resilience. Despite the heartbreak, she and Paul decided to pursue a fifth and final IVF cycle, resulting in a successful frozen embryo transfer. This journey culminated in the birth of their daughter, Esther, a testament to their perseverance and the financial support offered by Access Fertility.
Rosie’s experience highlights the significant impact of financial support on IVF journeys. Access Fertility’s refund program provided a safety net, empowering Rosie and Paul to continue their pursuit of parenthood despite the challenges they faced. Her story serves as a beacon of hope for others navigating the complexities of IVF, reminding them that even in the face of adversity, with the right support, the dream of parenthood can be realized.
