Entering retirement may seem daunting, especially in New Jersey’s expensive housing market. However, there are several advantages to settling near the Jersey Shore during your golden years. Ocean County offers a range of 55-plus communities with amenities and affordable housing options. These communities provide a sense of independence while fostering a sense of belonging. Additionally, you’ll be a stone’s throw away from stunning beaches like Seaside Heights, Point Pleasant, and Asbury Park. Surprisingly, you can also find affordable retirement communities in mainland towns like Red Bank and Toms River. Red Bank, in Monmouth County, is renowned for its vibrant community, proximity to New York City, and bustling nightlife. However, its cost of living can be a deterrent. Toms River, on the other hand, offers a more affordable option while still providing access to beaches, medical centers, and various recreational activities. The Jersey Shore offers a welcoming environment for retirees, providing a comfortable and fulfilling lifestyle surrounded by coastal charm.