While half of Americans are planning summer vacations this year, more than one-third are willing to go into debt to pay for them. However, experts warn against taking on expensive credit card debt and suggest considering alternative financing options. The top reason for not taking a summer vacation is affordability, with 65% of those surveyed citing financial constraints. Interestingly, younger generations and higher-income earners are more likely to plan summer getaways and incur debt for travel expenses. Despite the allure of social media travel photos, it’s important to prioritize financial stability and explore cost-effective local experiences.