Relentless increases in auto insurance premiums are putting pressure on car owners and contributing to inflation. Despite cooling inflation in other areas, auto insurance rates have climbed 22% in the past year alone, fueled by higher repair costs, rising vehicle prices, and increased claims. Insurance companies are reporting surging profits as consumers struggle to keep up with rising premiums. While shopping around and exploring discounts can alleviate some costs, auto insurance remains a significant financial burden for many households.