Retail investors are increasingly utilizing demat accounts to diversify their portfolios and secure their financial futures. This shift is attributed to the accessibility and user-friendliness of mobile trading platforms, easy access to financial information, and regulatory efforts promoting stock market awareness. To maximize the benefits of long-term investing, investors should utilize their demat accounts to invest in a diversified portfolio, implement SIPs in mutual funds, adopt a buy-and-hold approach, stay updated with market trends, and regularly monitor their investment portfolios.