Dave Ramsey, renowned financial guru and founder of Ramsey Solutions, believes that despite current economic challenges, now is an ideal time to start a business. He cites the availability of free-to-start business models, such as digital products and online platforms, as key factors driving his optimism. Ramsey also emphasizes the importance of education, advising young Americans to consider trade schools while also recognizing the value of a four-year degree in a practical field.