Borrowers with multiple student loans have until April 30 to apply for a loan consolidation. This move can accelerate debt forgiveness under the Biden administration’s temporary policy. By consolidating loans, borrowers can combine their multiple repayment timelines and potentially qualify for forgiveness quickly. Consolidating loans can also benefit borrowers who have been paying for over 20 years and may be eligible for complete debt cancellation. The process is straightforward and takes around 15 minutes to complete.