Rising inflation and cost of living are forcing consumers to reassess their financial priorities, leading many to sacrifice crucial medical care. To address this, healthcare providers are implementing flexible payment plans that allow patients to spread out their healthcare expenses over time. These plans ease financial burden and enhance affordability and access to treatments and medications that patients may not have the immediate funds for. Small- to medium-sized healthcare businesses are well-positioned to implement these solutions due to their adaptability, agility, and close patient connections.