Upstart Holdings, an AI-driven fintech company, has seen its stock soar by 71.1% in just three months, outperforming both the broader tech sector and the S&P 500. This impressive surge comes as the Federal Reserve signals a shift in its interest rate policy, creating a favorable environment for loan origination companies like Upstart. With its innovative use of AI, attractive valuation, and a growing market share, Upstart appears well-positioned for continued growth in the years to come.