Millions of households could be overpaying on their household bills. Now is the perfect time to check your mobile and broadband bills to avoid paying more than necessary. One Martin Lewis fan managed to reduce their bills by an impressive £660 per year by switching providers. Remember, it’s a no-brainer to compare deals and switch to a better provider if you’re out of contract. However, if you’re still in contract, ensure the savings outweigh any exit fees. Here are three speedy steps to help you slash your mobile phone bill: Use price comparison sites, MSE’s Cheap sim finder, or companies like Uswitch and Confused.com. For broadband, anything over £30 per month is too much unless you need a superfast connection. Virgin Media offers a fast 132Mb broadband for £20.95 per month on an 18-month contract. If you’re on benefits, you may qualify for social tariffs as low as £12.50 per month for 15Mb broadband. Don’t hesitate to haggle with your current provider if you’re happy with their service but want a better deal. Be firm, prepared, and time your request strategically.