Many investors believe that investing in tech stocks and cryptocurrencies is the key to maximizing total returns. However, a focus on dividend stocks can also lead to strong long-term returns. Dividends force management to allocate capital wisely, prioritize shareholder interests, and attract a stable investor base. These factors contribute to higher returns on invested capital, lower risk, and more stable stock prices. The Vanguard Dividend Appreciation Index ETF (VIG) is a well-diversified fund that invests in dividend-growth stocks. It offers low expenses, exposure to成長 industry, and a strong track record of dividend growth. While it has underperformed the S&P 500 in recent years, VIG is well-positioned to potentially outperform in the future, especially given the elevated valuations of many technology stocks.