UnitedHealth Group (UNH) is set to report its third-quarter 2024 earnings on October 15th. While growth in premiums, commercial memberships, and Optum business are expected to drive positive results, elevated expenses, declining Medicaid memberships, and the impact of a cyber-attack could temper profit growth. Despite a strong long-term outlook, investors may want to consider waiting for a better entry point as the stock appears overvalued.