What I Own: Meet Family Who Found Their ‘Forever Home’ in St Albans

Dr. Muhommed Patel and George Thomas Wood, along with their two children and Dr. Patel’s ex-wife, Saadiyah, have discovered their dream home in the depths of Hertfordshire, St Albans. Their journey to homeownership began in South Africa, where Dr. Patel and George’s love blossomed amidst societal challenges. Seeking a more accepting environment, they relocated to the UK, bringing Dr. Patel’s son, Zayyaan, with them. Their daughter, Zaynah, initially remained in South Africa with her mother before joining the family in the UK recently. To ensure a smooth transition for the children, Saadiyah also moved in, showcasing the blended family’s dedication to prioritizing their children’s well-being. Dr. Patel, a digital product owner at Investec Bank, and George, the Chief Business Officer for St John’s Ambulance, found their ideal home at Stonebond’s Radio Place development in St Albans, becoming one of the first purchasers to reserve a luxurious four-bedroom property. Having rented nearby, they recognized the area’s charm and sought a home with ample space for their bustling family life. Their detached house, positioned at the front of the site with a generous garden, offers privacy, outdoor space for the children, and a close-knit community. The proximity to St Albans Station is crucial for George and Dr. Patel, who commute to London four days a week. Furthermore, the excellent local schools and St Albans’ vibrant amenities, including over 100 restaurants, enhance their quality of life. The family moved into their new home in June 2022, fulfilling their dream of a stable and secure environment for their children. They funded the £875,000 purchase with a 20% deposit, utilizing savings and proceeds from the sale of their South African business and home. Obtaining a mortgage in the UK was initially challenging due to their lack of credit history, but Investec Bank accommodated their circumstances and helped them secure the home. Their monthly expenses, including mortgage and energy bills, amount to around £3,000. Their quest for homeownership stemmed from the desire to create a permanent and nurturing space for their children, leading them to Radio Place after spotting details at their church. Collaboration with Elizabeth Matthews Interiors brought their dream vision to life, while their daughter’s keen eye for detail shines through in her ‘Shanti Chic’ bedroom design. The son’s bedroom caters to his gaming and relaxation needs. Hotel-luxe ambiance pervades the home, reminiscent of their travels around the world. They have also invested in landscaping their garden. The dining area holds a special place in their hearts as it serves as a gathering hub for family conversations and bonding. Ample space ensures privacy for each family member, and the open-plan layout downstairs fosters togetherness. Future plans include an extension to the living area, accommodating a larger dining table for hosting loved ones. Radio Place has exceeded their expectations with its grandeur and exceptional service. Their journey to homeownership is a testament to the rewards that await those who dare to pursue their dreams. This home represents their sanctuary, a place where they plan to reside indefinitely, nurturing their family’s growth and happiness.

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